Consumer credit firm

Consumer credit firms include credit card issuers, credit brokers, payday lenders, log book lenders, peer-to-peer lenders, pawnbrokers, and debt management and debt collection firms.

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Appointed representatives and principals: consumer credit

See what consumer credit firms need to know about appointed representatives and principals. Read more
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Approved persons: consumer credit

At least one individual in most consumer credit firms must be ‘approved’ by us. This does not apply during interim permission. Read more
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Authorisation application video guides: consumer credit

Watch our step-by-step guides to completing authorisation applications on our Connect system. Introduced by business adviser and TV personality, Nick Hewer. Read more
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Authorisation: consumer credit

Firms must be authorised by us, or have interim permission, to offer consumer credit. Find out more about authorisation and how to apply for it. Read more
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How we assess applications from firms applying for full permission

Find out more about the steps we take when assessing applications from firms applying for full permissions Read more
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Change of legal status

If we authorise your firm and you are thinking of changing its legal status, eg, from a partnership to a limited company - you must apply for authorisation for the new company. Read more
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Related news & publications

Visit the FCA for more news and updates
News | 19 May 2016

Regulation round-up - May 2016

Latest edition of our monthly newsletter for regulated firms.

News | 20 Apr 2016

New FCA website

The first phase of our redesigned website will launch in June, following a year of planning and research.

News | 11 Apr 2016

FCA: Live & Local

Our UK-wide regional firm engagement programme heads to the North East in May.

News | 08 Apr 2016

Our Business Plan 2016/17

Find out about our priorities for the year ahead.

News | 30 Nov 2015

Website project update

Over the next few months we will be adding to the firms section, improving the navigation and the search function.

News | 27 Nov 2015

Now you’re authorised: a webinar for consumer credit firms

Our panel answers questions from newly authorised consumer credit firms and outlines what they can expect from the supervision process.

News | 03 Nov 2015

Credit card market study

Our interim findings show that competition is working fairly well for consumers in most of the market.

News | 03 Sep 2015

New Financial Services Register

It is now easier to find information on regulated firms, individuals and other bodies.